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Digital financing

Discover our digital financing solutions that empower you to integrate flexible, modular offerings into your business and sales models. Unlock new opportunities, drive growth and transform the way you finance. Start your journey now.

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SieSmart: Financing that works the way you sell

Experience financing as it should be – fast, intuitive and built for your sales reality. SieSmart lets you offer flexible financing right where your customers need it, without adding complexity to your process. You’ll love how easy it is to accelerate quotes, win more deals and give your customers a seamless experience. With modular solutions that adapt to your workflow, SieSmart removes friction from every step – so you can focus on selling, not on paperwork. Grow your business with less effort and more impact.

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Smarter digital financing for real business results

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SieSmart API

Financing shouldn't be a separate workflow. SieSmart API embeds digital financing directly into the systems you already use – making it an integrated part of your business, not an add-on. No double-keying, no manual handoffs, no switching between platforms. Just seamless, automated processes that scale with your organization.

The SieSmart API is built for mid-sized vendors and businesses with existing IT infrastructure – from SAP environments to custom CRM and ERP systems. It connects Siemens Financial Services financing capabilities directly to your system landscape, enabling fully automated, end-to-end financing workflows without disrupting what already works.

Who it's for
SieSmart API is the right fit for organizations that need financing deeply embedded in their existing systems:

  • Mid-sized vendors and OEMs who need financing to work inside their existing processes
  • Businesses with established IT systems such as SAP, CRM or ERP platforms looking for deep integration
  • Larger organizations that require scalable, automated financing workflows across teams and geographies

What you can do
SieSmart API automates the full financing process – directly within your system landscape:

  • Manage proposals and get instant credit decisions within your own system
  • Eliminate double-keying and manual data transfer between platforms
  • Automate financing workflows end-to-end for faster, more consistent deal closure
  • Scale flexibly with a modular setup tailored to your business needs

What's in it for your customers

  • A seamless back end means a better front-end experience for your customers:
  • Faster financing decisions without leaving your sales workflow
  • A professional, seamless experience from first proposal to signed contract
  • No delays caused by disconnected systems or manual back-office processes

How to get started
Already an SFS partner? Visit our developer page to access documentation and begin your integration. Not yet a partner? Contact your Siemens Financial Services representative to discuss your options.

Learn more at our developer pages

SFS Digital Finance

What our customers say

Bluestone (UK broker) Bluestone aimed to increase deal volume in the £5,000–£50,000 range. By integrating the SieSmart API, they gained fast, automated credit decisions and scalable growth – closing more business and achieving high customer acceptance.

“Siemens Financial Services delivers speed and service that’s second to none.”
Mark Hargreaves, Finance Director

Avoki (Nordic IT/AV supplier) Avoki set out to accelerate sales and promote sustainable IT solutions. The SieSmart portal digitalized their sales process, enabled instant financing and streamlined lifecycle management – unlocking new e-commerce opportunities.

“Funding decisions are quick, and the partnership is truly collaborative.”
Tomi Tihekari, CEO

Frequently asked questions (FAQs)

Explore resources

Developer Portal

SieCommerce Developer Portal
SieSmart API Developer Portal

SieSmart Partner Portal

SieSmart Partner Portal Login

Not available in all countries

SieSmart is live in Finland, Sweden, Norway, Spain, France, UK, US, Mexico, Canada and Germany.
SieCommerce is live in Finland, Sweden and Norway.

All information is for product and solution guidance only and does not constitute a credit offer.