Close the liquidity gap
What if there was a way to get the products and technologies your business needs without it impacting your cash flow? There is. With Siemens Extended Payment Terms (also known as Siemens EPT) from Siemens Financial Services (SFS), you can close the gap between paying your Siemens invoice and receiving payment from your customers.

Financing made easy
Our simple and flexible payment program will help you manage your long-term projects and preserve working capital by extending invoice due dates beyond the standard net 30. With Siemens EPT from SFS, you can look forward to longer payments periods of up to 180 days whenever you buy from Siemens – with no changes to your existing order process.

A fully digital experience
When our customers sign up for the EPT program through Siemens, they gain complimentary access to the Siemens Pay Later Portal. This portal grants access to all of your Siemens invoices in one location and the ability to select and submit any that you would like to extend up to 180 days - all at the click of a button.

Your benefits

Up to 180 days to pay, with flexible repayment options.

You choose which invoices to extend the terms for.

Fully unsecured, with no annual fees. No impact on existing credit lines or lending relationships.

No change to existing order process. Simple set up and easy to use.
It's that easy
When ordering with Siemens, you decide when to pay – for up to 180 days.

Step 1 - Set up your EPT limit
Chat with us and arrange your Siemens EPT facility.

Step 2 - Order products
Select Siemens products and place your order.

Step 3 - Submit your invoices to SFS
Siemens Financial Services (SFS) will extend your invoices and pay Siemens on your behalf.

Step 4 - Pay later
Receive up to 180 days to pay.
Thanks to Siemens EPT, we can purchase Siemens technology with longer payment terms of up to 180 days. This has significantly simplified our purchasing process and improved our liquidity.
Frequently asked questions
Learn more about the Extended Payment Terms program
Our successes
Siemens EPT for manufacturers of energy storage systems
- Siemens Smart Infrastructure supplies battery inverters for Fenecon.
- To increase its competitiveness, Fenecon needed a financing solution to bridge liquidity gaps arising in its business with end customers of energy storage systems.
- The "Buy Now. Pay Later" option offers Fenecon a flexible addition to the credit line and the company gains entrepreneurial flexibility through this optimization of "working capital".

Providing flexible solutions to bridge the funding gap
- IEM, an OEM in the field of electronics, develops customized solutions for complex projects that require a long production time.
- Often, payments from end customers occur months after suppliers have been paid by IEM.
- The "Buy Now. Pay Later" option with Siemens EPT allows IEM to pay Siemens' invoices after 180 days instead of the usual 30 days, eliminating cash flow obstacles.

