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Buy now. Pay later.

Up to 180 days to pay with Siemens Extended Payment Terms (EPT).

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Close the liquidity gap

What if there was a way to get the products and technologies your business needs without it impacting your cash flow? There is. With Siemens Extended Payment Terms (also known as Siemens EPT), you can close the gap between paying your Siemens invoice and receiving payment from your customers.

Turn payment delays into strategic advantages

Unexpected payment delays or costs can strain your liquidity. Siemens Extended Payment Terms (EPT) gives you up to 180 days to pay your invoices * – far beyond the standard 30 days. This flexibility helps you bridge financing gaps between your expenses and customer payments, preserving working capital for strategic investments without jeopardizing cash flow. 

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Your benefits

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Up to 180 days to pay.

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Can be used flexibly, as required.

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Siemens EPT is additional to your existing bank credit lines.

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Integrated into the usual ordering process.

It's that easy

When ordering with Siemens, you decide when to pay – for up to 180 days.

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Step 1 – Activate

Chat to us and arrange Siemens EPT.

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Step 2 – Order

Select Siemens products and choose to pay with Siemens EPT.*

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Step 3 – Pay later

Have up to 180 days to pay.

Frequently asked questions

Our answers about “Buy now. Pay later.“ option with Siemens EPT.

*subject to credit decision and availability

** depending on local EPT country solution

Our successes

Fenecon GmbH | Germany

Siemens EPT for manufacturers of energy storage systems

  • Siemens Smart Infrastructure supplies battery inverters for Fenecon.
  • To increase its competitiveness, Fenecon needed a financing solution to bridge liquidity gaps arising in its business with end customers of energy storage systems.
  • The "Buy Now. Pay Later" option offers Fenecon a flexible addition to the credit line and the company gains entrepreneurial flexibility through this optimization of "working capital".
Siemens EPT for manufacturers of energy storage systems in Germany.
Industrial Electric Mfg | USA

Providing flexible solutions to bridge the funding gap

  • IEM, an OEM in the field of electronics, develops customized solutions for complex projects that require a long production time.
  • Often, payments from end customers occur months after suppliers have been paid by IEM.
  • The "Buy Now. Pay Later" option with Siemens EPT allows IEM to pay Siemens' invoices after 180 days instead of the usual 45 days, eliminating cash flow obstacles.
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This product description serves general information purposes only. It does not contain and shall not be interpreted as an offer or an invitation to submit an offer to enter into a financing agreement. A financing agreement can only be considered based on individual circumstances. Siemens Financial Services offers financing solutions through its SFS companies, which operate in various countries and offer products subject to applicable legal and regulatory restrictions.