- Austria
- Denmark
- Finland
- France
- Germany
- Netherlands
- Norway
- Sweden
- United Kingdom
- United States
Stable cash flow planning is the key to sustainable growth and business success for B2B companies. Especially with large investments and extensive projects, long payment terms with your customers and delayed incoming payments can quickly lead to liquidity bottlenecks. These bottlenecks not only jeopardize planned investments but also increase financial risk and limit your company's ability to act.
Unexpected payment delays or costs can strain your liquidity. Siemens Extended Payment Terms (EPT) gives you up to 180 days to pay your invoices * – far beyond the standard 30 days. This flexibility helps you bridge financing gaps between your expenses and customer payments, preserving working capital for strategic investments without jeopardizing cash flow.


Individually customizable: Pay up to 180 days* later. No costs incurred without utilization.

Flexibly deployable: You decide according to your needs.

Versatile usage: House bank-independent supplement to your credit lines.

Simply accessible: Easily integrated into the Siemens ordering process.
Integrate Siemens Extended Payment Terms into your next order in three simple steps:

Contact us about Siemens EPT. Buy now. Pay later.*

Order your Siemens products as usual and choose to pay with Siemens EPT.*

You have up to 180 days to pay your invoice.
Siemens EPT. Buy now. Pay later.
Get a compact overview of Siemens Extended Payment Terms, including key benefits, easy activation, and how to pay up to 180 days later when ordering Siemens products.
*subject to credit decision and availability
**depending on local EPT country solution
With our digitalized Siemens EPT offering, we provide you with a particularly flexible financing solution. In recent years, numerous customers from over 60 industries have already successfully used Siemens EPT for their innovation projects.

- IEM develops customized electronics for complex projects with long production times.
- End customer payments occur months after IEM pays suppliers.
- Siemens EPT extends payment from 45 to 180 days, eliminating cash flow gaps.

- HINZ Steuerungstechnik discovered Siemens EPT via SiePortal.
- To secure liquidity, HINZ needed to bridge the gap from ordering to customer payment.
- Siemens EPT integrates automatically, freeing up working capital.
This product description serves general information purposes only. It does not contain and shall not be interpreted as an offer or an invitation to submit an offer to enter into a financing agreement. A financing agreement can only be considered based on individual circumstances. Siemens Financial Services offers financing solutions through its SFS companies, which operate in various countries and offer products subject to applicable legal and regulatory restrictions.