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Extended Payment Terms for better cash flow planning

Up to 180 days to pay your invoice.

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Siemens Financial Services at SPS 2026

Join us in Nuremberg from November 24 to 26 and discover financing solutions for your industry transformation.

Gain more flexibility with Siemens EPT

Large investments and long project cycles can put pressure on cash flow. Siemens Extended Payment Terms helps B2B companies improve liquidity planning with up to 180 days to pay eligible invoices, giving your business more flexibility to manage projects and planned investments.

Protect working capital during payment delays

Delayed customer payments can create financing gaps between project expenses and incoming cash. Siemens EPT helps bridge those gaps with up to 180 days to pay eligible invoices, protecting working capital and giving your business more flexibility to invest and grow.

Buy now pay later - Siemens Financial Services

A fully digital experience

When our customers sign up for the EPT program through Siemens, they gain complimentary access to the Siemens Pay Later Portal. This portal grants access to all of your Siemens invoices in one location and the ability to select and submit any that you would like to extend up to 180 days - all at the click of a button.

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Siemens EPT for optimal cash flow planning

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Individually customizable: Pay up to 180 days* later. No costs incurred without utilization. 

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Flexibly deployable: You decide according to your needs.

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Versatile usage: House bank-independent supplement to your credit lines.

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Simply accessible: Easily integrated into the Siemens ordering process.

Liquidity made easy

Integrate Siemens Extended Payment Terms into your next order in three simple steps:

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Step 1 – Activate

Contact us about Siemens EPT. Buy now. Pay later.* 

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Step 2 – Order

Order your Siemens products as usual and choose to pay with Siemens EPT.* 

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Step 3 – Pay later

You have up to 180 days to pay your invoice.

Siemens EPT. Buy now. Pay later.

Get a compact overview of Siemens Extended Payment Terms, including key benefits, easy activation, and how to pay up to 180 days later when ordering Siemens products.

FAQ: How to extend your payment terms easily

*subject to credit decision and availability

**depending on local EPT country solution

How Customers Use Siemens EPT

Discover how businesses across industries use Siemens Extended Payment Terms to improve cash flow, increase financial flexibility, and support project execution and growth.

Where is Siemens EPT available?

  • Austria
  • Denmark
  • Finland
  • France
  • Germany
  • Netherlands
  • Norway
  • Sweden
  • United Kingdom
  • United States

Esta descrição de produto tem caráter exclusivamente informativo. Não constitui, nem deve ser interpretada como, uma oferta ou convite para apresentação de proposta para a celebração de um contrato de financiamento.

Um contrato de financiamento somente poderá ser considerado com base nas circunstâncias individuais de cada caso. A Siemens Financial Services oferece soluções de financiamento por meio de suas empresas SFS, que operam em diversos países e disponibilizam produtos sujeitos às legislações e regulamentações aplicáveis.