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Siemens advertisement for a payment plan with the title - Buy now, pay later.

Extend payment terms

Up to 180 days to pay with Siemens Extended Payment Terms (EPT).

Gain greater flexibility in payment terms | Siemens EPT

Forward-looking cash flow planning is crucial for sustainable growth in B2B companies. Large investments, long customer payment terms, high project volumes, and delayed payments can quickly cause liquidity bottlenecks, threatening investments, increasing financial risk, and limiting your company’s flexibility.

Confidently cushion unforeseen events

Unforeseen developments such as payment delays by your customers or unexpected costs can never be completely avoided. Structured cash flow planning helps you identify such challenges early on and cushion them in a targeted manner. It gives you the transparency and flexibility you need to make optimal use of your working capital and steer your company's development safely.

Extended payment terms as a key tool for greater liquidity

One of the most effective measures for optimizing cash flow is the targeted extension of payment terms. With Siemens Extended Payment Terms (EPT), you have the option of paying your invoices flexibly after up to 180 days—significantly longer than the industry standard of 30 days. This gives you valuable financial leeway to bridge financing gaps between your own expenses and payments received from your customers. This preserves your working capital and allows you to make investments without jeopardizing your liquidity.

Siemens EPT. Buy now. Pay later.

Would you like to purchase Siemens products, preserve your working capital, and pay up to 180 days later?Discover our simple and flexible payment option now.

Customer Support: ept-support.sfs@siemens.com or +49 89 780 527 722

*0% interest until day 30, thereafter only 0.69% for each additional 30-day period, with pro-rata billing for partial utilization. Maximum payment term 180 days. Valid for new EPT customers with immediate EPT activation via SiePortal for SiePortal EPT orders. Only available up to 24,999.-Euro gross merchandise value. Offer only valid in selected European countries.

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Siemens EPT for optimal cash flow planning: Your advantages at a glance 

  • Customizable: Pay up to 180 days* later. No costs incurred without utilization 
  • Flexible use: You decide according to your needs 
  • Easy to access: Our Siemens Extended Payment Terms (EPT) are easily integrated into the Siemens ordering process 
  • Versatile: Supplement your credit lines independently of your house banks

Liquidity made easy

Integrate Siemens Extended Payment Terms into your next order in three simple steps:  

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Step 1 – Activate

Contact us about Siemens EPT. Buy now. Pay later.

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Step 2 – Order

Order your Siemens products as usual and add the Siemens EPT* option.

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Step 3 – Pay later

You have up to 180 days to pay your invoice.

Your expert financing partner

Our digitalized Siemens EPT offering provides you with a particularly flexible financing solution. In recent years, a large number of customers from over 60 industries have already successfully used Siemens EPT for their innovation projects. 

Industrial Electric Mfg | USA

Providing solutions to bridge the financing gap

  • IEM, an OEM in the electronics sector, develops customized solutions for complex projects that require a long production time.
  • Often, end-customer payments are received months after IEM's suppliers have been paid.
  • Longer payment terms enable IEM to pay Siemens invoices after 180 days instead of the usual 45 days, thereby eliminating cash flow obstacles.
Group of Siemens employees and Industrial Electric MFG employees standing in front of a large screen.
BSP Hinz, Germany

Purchasing technology, preserving Liquidity with EPT

  • HINZ Steuerungstechnik became aware of Siemens EPT via the SiePortal. Siemens EPT offers the possibility to bridge the period from goods ordering to acceptance and payment by the end customer.
  • The payment term extension can be automatically integrated into the existing ordering process.
  • Thus, Hinz's liquidity can be secured for a certain period and used elsewhere.
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Thanks to Siemens EPT, we can purchase Siemens technology with longer payment terms of up to 180 days. This has significantly simplified our purchasing process and improved our liquidity.
Rüdiger Hinz, Managing Partner, HINZ Steuerungstechnik GmbH

FAQ: How to easily extend your payment term

*Subject to credit approval and availability.

Find your contact person

Max Jäger

Head of EPT Sales Deutschland

+49 152 377 025 34


Damian Born

34-36 / 40-47 / 50-57 / 6X / 7X

+49 173 244 80 96

Elio Igrek

0X / 1X / 2X / 30–33 / 37-39 / 48-49 / 58-59

+49 152 062 351 78

Reiner Meier

Partner-EPT

+49 162 194 57 09

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Ricarda Neumann

Sales Support & Backoffice 8X / 9X / Österreich

+49 162 692 64 90

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Andreas Senk

Partner-EPT

+49 162 192 37 86