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Operating lease

couple looking through operating lease details

An operating lease enables products and equipment to be financed ‘off balance sheet’ as the technology is accounted for as a rental expense. The equipment is never owned by you, but by us, and is accounted for by you as a rental expense with no asset or liability appearing on your balance sheet.

 

The primary term of the lease is shorter than the equipment’s useful economic life and flexible options are available at the end of the contract. An operating lease helps you to preserve cash flow, as well as being tax efficient

Talk to us today - 01753 434364
Call or email our team

SFS offers competitive and flexible operating leases

Our expertise helps us to understand your financing needs

Our market-specific teams have an in-depth knowledge of both financing and equipment within each sector and will be able to advise on the best financial product to suit your business needs.

Benefits of finance

  • "Off balance sheet" solution
  • No one-off capital payment
  • Flexibility at end of lease term
  • Protects cash flow
  • Corporation tax efficient

Overview of our process

We advise on the most appropriate form of funding and provide finance options.  We then confirm pricing once the equipment has been specified by you and capital price has been confirmed.

In order to ensure you have the cash flow required to afford the payments, we typically require your financial accounts for the last 3 years and supporting information about the nature of your business.

Once a credit facility has been approved, you are then required to sign and return the documentation to us.  For leases, a purchase order is then placed for the equipment and it is delivered or installed by the supplier. For loans, the funds are transferred directly to your bank account.

Once a credit facility has been approved, you are then required to sign and return the documentation to us.  For leases, a purchase order is then placed for the equipment and it is delivered or installed by the supplier. For loans, the funds are transferred directly to your bank account.

Operating lease case studies

Business that have benefited from our operating leases

breast screening machine
Red london buses in a row

Get in touch about operating leases

Would you like to know more?

Our team is always available to answer your questions, please contact us for further information

Talk to us today - 01753 434364
Call or email our team