Equipment and technology finance

Our smart finance solutions fuel growth and innovation and support investment in sustainability-enabling equipment and technology. We are deeply committed to helping customers of any size across the globe, from a wide range of sectors, with a service that is fast and effective.

Financing the investments that matter

We invest time in understanding your business requirements and goals so that we can add value, through both good times and bad. This ensures we provide you with both the financial solution you need and the expertise required to plan and tailor the finance effectively.

Whether your aim is to improve processes and performance, make your workplace more efficient or sustainable or simply offer your customers the best experience possible, we finance the equipment and technology you need to meet your goals – all while helping you to optimize cash flow, increase financial flexibility and meet stakeholder growth and profitability targets.

We provide a wide range of finance products, from leasing and rental to more usage-based financing plans and XaaS models. At the same time, end-of-term services such as logistics and re-marketing means your financed assets are supported across their entire life span. Our retrofit finance solutions also enable you to affordably modernize your equipment, promoting circularity by extending the life of your machines.

Discover the difference partnering with Siemens will make to your business:

Easier financing through exceptional customer service and seamless processes
Customized solutions that build on a combination of financial expertise and industry know-how
Unique financing models for each market, tailored to meet each customer’s individual needs
Smooth implementation of complex international transactions through the global Siemens network
Expertise in country-specific tax and legal systems

Industries and verticals

Protecting the environment for future generations, enabling industrial productivity, improving the quality of life or making healthcare accessible – whatever your mission, our financial experts can help.

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Enabling industrial productivity

We enable industrial productivity by providing manufacturers with the finance to increase output and efficiency, helping to create both wealth and jobs.

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Making healthcare accessible

We support accessible healthcare, providing organizations with the finance needed to acquire equipment and technology that raise the standards of care for thousands around the world.

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Fostering sustainable infrastructure and cities

Our sustainable infrastructure and cities specialization provides finance to enable the construction and maintenance of clean living and ecologically stable environments.

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Financing intelligent rail

Unlock the future of sustainable transportation with our rail financing solutions. By combining financial expertise with industry know-how, we empower your rail projects to drive innovation and efficiency.

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Realizing the benefits of efficient energy

We support the world’s energy efficiency objectives with finance that makes green technology affordable for both public and private sectors.

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Find a financial services expert near you

The Siemens international networks give you access to know-how and financial expertise across the globe: Visit your region’s local site on the links below or get in touch with us directly.

Financing insights and whitepapers

Discover new perspectives, emerging trends, original points of view and cutting edge research on how financial services is leading change in today's diverse and digitally driven markets with Siemens Financial Insight Center.

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The Buildings Transformation Series

Siemens Financial Services has developed a series of papers to share insights into buildings transformation and the crucial role that flexible financing can play.

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Manufacturing Leaders Briefing Series

Research by Siemens Financial Services reveals how top machine builders define sustainability enablement, reflecting demands and priorities of manufacturers.

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The Healthcare Leaders' Briefing Series

An insight series addressing the challenges in healthcare and how smart finance solutions can make rapid transition more affordable for today's healthcare organizations.

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Finance enabling customer success

Discover how we're supporting businesses across the globe with our equipment & technology financing solutions.

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U.S.-Based Circular Economy Project

Leasing solution for plant-based resin producer

We provided a leasing solution and equipment to a U.S. manufacturer, enabling them to scale biodegradable plastic resin production, supporting a circular, zero-waste economy and an alternative to traditional plastics.

Private Outpatient Clinic

Telecoms upgrades with innovative HiMed Solution

Germany

A German clinic upgraded its outdated telecom system with an innovative Siemens HiMed solution, financed by SF&L. This improved financial security, liquidity and patient experience through digitalized, intuitive operations.

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CHIRON Group, Germany

Partnership on innovative data-driven business models

Our performance finance solution for CHIRON Group integrates IoT analytics, full service and lease financing, offering continuous machine performance, outsourced risks and a sustainable, attractive cost structure.

A car driving down a 2-lane road in the middle of grassy fields and trees.

Municipal service, Germany

Implementing e-Charging with Smart Finance

e-mobility

SWW Wunsiedel GmbH, optimizing energy ops, sought to add e-charging infrastructure without tying up capital. Siemens enabled this, aligning with their integrated energy strategy.

2 men standing in front of a machine in a factory, staring and smiling at the camera.

National Halmstad, Sweden

Managed service agreement to reduce energy consumption

Infrastructure

National Halmstad cut energy use by 15% in four years, thanks to Siemens' managed service. This freed capital for core business, exceeding efficiency goals.

School children with backpacks, walking to class.

Wiazowna District, Poland

Energy retrofit to upgrade educational environments

Infrastructure

Wiązowna District schools needed upgrades without high upfront costs. Siemens provided equipment and financing for retrofits for five public buildings. This modernization cut energy costs by 60% annually.