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Siemens advertisement for a payment plan with the title - Buy now, pay later.

Buy now. Pay later.

Up to 180 days to pay with Siemens Extended Payment Terms (EPT).

Close the liquidity gap

What if there was a way to get the products and technologies your business needs without it impacting your cash flow? There is. With Siemens Extended Payment Terms (also known as Siemens EPT) from Siemens Financial Services (SFS), you can close the gap between paying your Siemens invoice and receiving payment from your customers.

Two people sitting in an office reviewing documents.

Financing made easy

Our simple and flexible payment program will help you manage your long-term projects and preserve working capital by extending invoice due dates beyond the standard net 30. With Siemens EPT from SFS, you can look forward to longer payments periods of up to 180 days whenever you buy from Siemens – with no changes to your existing order process.

An animation of a person using a smartphone to make a payment with a "Buy Now, Pay Later" option.

A fully digital experience

When our customers sign up for the EPT program through Siemens, they gain complimentary access to the Siemens Pay Later Portal. This portal grants access to all of your Siemens invoices in one location and the ability to select and submit any that you would like to extend up to 180 days - all at the click of a button.

Image of the pay later portal.

Your benefits

Kalenderikon, der viser 180 på forsiden.

Up to 180 days to pay, with flexible repayment options.

To linjer, der danner et kryds med pile i hver ende.

You choose which invoices to extend the terms for.

The image shows a dollar sign with a line through it, indicating a discount or savings.

Fully unsecured, with no annual fees. No impact on existing credit lines or lending relationships.

Indkøbskurv-ikon med pil, der peger ind i kurven.

No change to existing order process. Simple set up and easy to use.

It's that easy

When ordering with Siemens, you decide when to pay – for up to 180 days.

Cirkel med et flueben indeni.

Step 1 - Set up your EPT limit

Chat with us and arrange your Siemens EPT facility.

Indkøbskurv-ikon.

Step 2 - Order products

Select Siemens products and place your order.

Icon of an hand with a finger pushing a button.

Step 3 - Submit your invoices to SFS

Siemens Financial Services (SFS) will extend your invoices and pay Siemens on your behalf.

A dollar bill is centered on a white background with a step-by-step guide around it.

Step 4 - Pay later

Receive up to 180 days to pay.

Thanks to Siemens EPT, we can purchase Siemens technology with longer payment terms of up to 180 days. This has significantly simplified our purchasing process and improved our liquidity.
Rüdiger Hinz, Managing Partner, HINZ Steuerungstechnik GmbH

Frequently asked questions

Learn more about the Extended Payment Terms program

Our successes

Fenecon GmbH | Germany

Siemens EPT for manufacturers of energy storage systems

  • Siemens Smart Infrastructure supplies battery inverters for Fenecon.
  • To increase its competitiveness, Fenecon needed a financing solution to bridge liquidity gaps arising in its business with end customers of energy storage systems.
  • The "Buy Now. Pay Later" option offers Fenecon a flexible addition to the credit line and the company gains entrepreneurial flexibility through this optimization of "working capital".
Siemens EPT for manufacturers of energy storage systems in Germany.
Industrial Electric Mfg | USA

Providing flexible solutions to bridge the funding gap

  • IEM, an OEM in the field of electronics, develops customized solutions for complex projects that require a long production time.
  • Often, payments from end customers occur months after suppliers have been paid by IEM.
  • The "Buy Now. Pay Later" option with Siemens EPT allows IEM to pay Siemens' invoices after 180 days instead of the usual 30 days, eliminating cash flow obstacles.
Group of Siemens employees and Industrial Electric MFG employees standing in front of a large screen.